prudence - conservatism, caution, avoiding unnecessary risks⏎
resolve - find a solution, formally reach a decision intend,⏎
research - study, inquiry, experiment⏎
motivate - encourage, push⏎
require - need, necessitate, fall short⏎
pool - group, collect money or information store, joint possession⏎
ratchet - increase by small amounts⏎
outstanding - notable, superior, not yet paid or done or solved⏎
quantity - amount, number⏎
policy - course of action, contract of insurance procedure,⏎